What this costs you: nothing.
Being on our list is free and always will be. We do not sell leads, we do not charge for deal flow, and we do not ask a lender for money to be introduced to a borrower. If you never read another word on this page, that part does not change.
What you get, and what you will never get.
- Only deals that fit your box. We file every lender by what they actually lend on — asset class, ticket size, states. A mobile home park in Oklahoma does not land on a hotel desk in Miami.
- A real borrower behind every letter. Each one signed a placement agreement with us before we wrote a word. Nobody is shopping an idea.
- A file, not a teaser. Reply and you get the rent roll, the financials and the title work — whatever exists.
- No blasts. A lender written to about one borrower is not written to about another for at least a week.
- No residential. Business purpose only. We never send you a loan on somebody’s home.
- One word and it stops. Reply STOP and that address hears nothing from us again.
If you want to go further.
Some lenders would rather be first in the queue than one of thirty. That is what the standing partner agreement is for, and it is entirely optional — declining changes nothing about the deals you receive or the terms of anything else between us.
Standing partner agreement
Between Shulgin Lending Solution LLC and the institution you name below. Two obligations, one on each side, and nothing else.
- 0.5%
- Yours. Of the funded principal, paid by you at closing, on a loan you fund with a borrower we introduced. Only if it closes — nothing is owed on a deal that does not fund, nothing is owed while it is being worked, and nothing is owed on a borrower who came to you some other way.
- First
- Ours. We bring you borrowers: deals matching the box you describe below reach you in the first tranche, ahead of the wider list.
- $0
- To sign, to stay, and to leave. Ten days’ written notice ends it, and deals already introduced are settled on the terms above.
This is a fee you choose to pay, not one we bill. We tell every borrower in writing when a lender pays us, before they sign anything, and the borrower’s own fee does not change either way.
What we are not. We introduce; we do not underwrite for you and we do not lend. We are not your agent, not the borrower’s fiduciary, and we take no part in the terms the two of you agree. We do not guarantee the borrower — not their conduct, not their solvency, not the accuracy of what they tell us, and not that any deal closes. Every figure we pass on is the borrower’s own; your own due diligence is yours, exactly as it would be on a deal that reached you any other way. Neither side owes the other a volume, an exclusivity, or a deal.
Eight clauses, one page, plain English. You give the box you lend on, your license or the exemption you rely on, and your signature; a countersigned PDF reaches your inbox immediately.
Plainly.
We are not a lender. We do not lend, do not hold funds, and take no part of your loan. Every rate and every credit decision is yours.
We are not licensed as a mortgage broker, and we work only in states where placing commercial and business-purpose loans is not a licensed activity. That list is on the borrower page and we check it before writing anyone.
We never send banking details by email. If you ever receive wire instructions that appear to come from us, they are forged. Confirm anything of the sort by telephone on (912) 733-5633.